SHEPPARTON 03 5831 9000

ALBURY (02) 6041 8244

Michael Chalmers CFP® | Oliver Ladd CFP® | Demelza Lister AFP®

Chalmers Private Wealth Pty Ltd ACN 145 241 210 ATF CPW Unit Trust ABN 36 606 871 308

Authorised Representative of GWM Adviser Services Limited, ACN 002 071 749

An Australian Financial Services Licensee Registered office at 105 - 153 Miller Street North Sydney NSW 2060

Most of our beautiful photos are of the Goulburn Valley region,  taken by locals. 

Budget Planner

After many years of using various budget planners with different levels of disappointment and frustration, Michael Chalmers decided to create a budget planner that merges the best ideas & functionality whilst trying to retain simplicity in an excel spreadsheet.

 

There are a few pre-filled options for those wanting some general expense guidelines based on the ASFA Retirement Standard for those of you who are retired to nearing retirement (but may be useful for all stages of life).

 

To complete a more accurate budget, you might want to gather:

  • Pay Slips to enter your NET pay details

  • Bank Statements

  • Credit Card Statements

To start, click the "DOWNLOAD NOW" button on the right.

MoneySmart Calculators & Tools

ASIC's MoneySmart web site provides you with a number of useful and simple to use calculators and apps to assist with:

  • Budgeting & Savings

  • Money Health

  • Mortgage, Loans and Credit Card Debts

  • Superannuation & Retirement Calculators

  • Investments Calculators

  • Mobile finance apps

ASFA Retirement Standard

The ASFA Retirement Standard benchmarks the annual budget needed by Australians to fund either a comfortable or modest standard of living in the post-work years. It is updated quarterly to reflect inflation, and provides detailed budgets of what singles and couples would need to spend to support their chosen lifestyle.

 

MoneySmart Calculators and Tools

ASIC's MoneySmart web site provides you with a number of useful and simple to use calculators and apps to assist with:

  • Budgeting & Savings

  • Money Health

  • Mortgage, Loans and Credit Card Debts

  • Superannuation & Retirement Calculators

  • Investments Calculators

  • Mobile finance apps

Other Links

Centrelink