SHEPPARTON 03 5831 9000

ALBURY (02) 6041 8244

Michael Chalmers CFP® | Oliver Ladd CFP® | Demelza Lister AFP®

Chalmers Private Wealth Pty Ltd ACN 145 241 210 ATF CPW Unit Trust ABN 36 606 871 308

Authorised Representative of GWM Adviser Services Limited, ACN 002 071 749

An Australian Financial Services Licensee Registered office at 105 - 153 Miller Street North Sydney NSW 2060

Most of our beautiful photos are of the Goulburn Valley region,  taken by locals. 

Part of the Chalmers Private Wealth Family

"I love the close relationships I have with my clients. I've been there for weddings, children, divorces. . . I even  knew a client was going to propose to his wife before anyone else did."                           Michael Chalmers.

Part of our family, part of your family

We view our clients as part of our family. Those relationships are fostered over time, nurtured and respected,  and underpinned with integrity and honesty.

 

We not only help you with your financial planning needs, but we also like to help your family - the people important to you.

Often, your family is the biggest cause of financial stress over your lifetime. Why? Because when things get tough, who else do people turn to. Sometimes it is a matter of providing that assistance to a child in need, or an elderly parent needing to enter Aged Care.

 

Your family's financial planning is just as important as yours. If they are at risk . . . you are at risk.

 

Wealth

Starters

Our focus is to point you in the right direction to realise your wealth potential and safeguard you on that journey.

 

Whether you are buying your first home, starting a family, saving for your children’s education, we are there to provide smart financial strategies, every step of the way.

 

 

 

 

 

 

 

 

 

 

 

Business

Owners

Owning a business is often the biggest financial investment you will make. It can provide the highest returns, but also carries the most risk.

 

Our knowledge will ensure you have the right ownership structures; provide business cash flow analysis and coaching as well as succession planning.

 

 

 

 

 

Wealth Accumulators

You’ve grown your lifestyle assets, raised kids, and now you have time to invest more for your future and enjoy the dividends along the way.

 

With a focus on debt management, minimising tax and building investments we work with you to improve your prospects of financial freedom.

 

 

 

 

 

 

 

 

 

 

 

Retirees

You have done the hard yards and built your wealth to a point where you can retire.

 

At this stage of your life, there is nothing more important than cash flow.

 

We optimise your cash flow strategies with superannuation income streams, investments and potential Centrelink benefits to last your retirement journey.