Michael Chalmers CFP® , B.Bus(FinPlan), DipFP, Principal Planner, Authorised Representative
Michael has studied and worked in Financial Services since 1996. Having completed a Bachelor of Business in Financial Planning & Diploma of Financial Planning plus working in the financial planning industry, Michael became one of the youngest Certified Financial Planner® professionals (CFP®) in Australia in 2004. Also in 2004 Michael was the Youngest ever Senior Financial Planning Manager the NAB had Australia wide. Michael was lucky enough to know what he wanted to do from a young age and had a focus and drive to be part of the industry when completing his secondary schooling.
Having worked in the industry whilst studying, Michael was fortunate enough to work with one of Australia’s leading financial planning business coaches of the time. Michael also spent two years working with financial advisers all over Victoria and helping them with their strategies & compliance. Following this there was over 6 years with the NAB as Senior Financial Planner in Shepparton, Victoria. From here Michael could see a growing need for the services that he offered and needed to step away from employment at the NAB to be able to focus his time on what he enjoys most – helping his clients.
Michael Chalmers is a Certified Financial Planner®. What is a CFP®? click here
Oliver Ladd CFP® , ADFS FP, BAppSc, Principal Planner, Authorised Representative
Oliver joined Chalmers Private Wealth in 2016 as a Partner, and Financial Planner.
After leading a successful career in Marketing and Product Development, including running his own small business, and being the National Marketing Manager for Mizuno Corporation, Oliver felt it was time for a change in his career path.
Oliver was always interested in financial planning, and had seen the financial and lifestyle costs of poor financial decision making. Financial planning was his opportunity to partner with real people, and help them make smart decisions when it came to their money.
Oliver commenced his financial planning career with NAB from 2011, gaining extensive experience working across Melbourne and Regional Victoria, and is a Certified Financial Planner® .
He has now returned to Shepparton with his family, to enjoy the lifestyle benefits of country living, whilst also forging a new business partnership as a Principal Planner and Partner with Chalmers Private Wealth.
To maximise your financial success, Oliver gains an understanding of what is important to you now, and in the future, while focusing on the areas that enable you to achieve these important goals. He understands that the small changes you make today will result in a significant different at the time of retirement – allowing you to live with greater financial freedom and peace of mind.
Oliver Ladd is a Certified Financial Planner®. What is a CFP®? click here
Kelly Tucker is the Client Services Manager of Chalmers Private Wealth.
She has lived and worked in Shepparton all her life, proudly bringing up her 2 grown children with her husband.
Kelly has completed a Diploma in Accounting and also has a keen interest in financial services. She spent 2 years as the client services co-ordinator for the NAB Shepparton Financial Planning Team before being head-hunted by the Shepparton Private Hospital.
Kelly joined Chalmers Private Wealth in 2011. Her extensive knowledge and experience in implementing applications, Centrelink updates, reviews and dealing with general client inquiries has made her an invaluable part of our team.
She also brings with her a wonderful work ethic, honesty and welcoming nature, which has helped us to continue to foster and nurture our relationships with our clients.
Kate O’Dwyer joined the Chalmers Private Wealth Team in August 2017, as the Client Services Coordinator.
Our newest member is born & bred in the Goulburn Valley. Kate returned to Shepparton after completing a Business Degree at Swinburne University, as she prefers the quality of lifestyle our region offers.
Kate has over 5 years’ experience in the Banking & Finance Industry, having previously worked as a Business Banking Associate at NAB. During this time Kate worked side-by-side with local businesses, assisting them to grow their profitability through smarter banking. Prior to the NAB, Kate worked for a local Mortgage Broker helping people achieve their dream of owning their own home.
Kate’s role at Chalmers Private wealth is to assist with the administration, marketing and communication within the business, and to ensure that the advice implementation process is as smooth as possible for our clients.
In her spare time, Kate enjoys interior design, gardening and home renovations. Running a hobby farm with Her partner, Brendan, also keeps her extremely busy.
With terrific experience, enthusiasm, and attention to detail, Kate looks forward to helping our clients achieve their goals and aspirations for the future.
Jacky Chalmers, BBus(Ec&Fin), DipFP, is the Paraplanner at Chalmers Private Wealth, which she has been a part of since its establishment in 2010.
Jacky has studied and worked in the financial services industry since 1994, having completed a Bachelor of Business in Economic and Finance, and completed the Diploma in Financial Planning. After contemplating a career in Accounting, she was drawn to the financial planning industry as, for her it was about being able to plan for success in a proactive way – not just from a financial viewpoint, but – more importantly - a lifestyle perspective.
She has worked as a Paraplanner for a range of financial advisers, which included managing a Para Planning business in Melbourne. After moving to Shepparton and starting a family, Jacky continued to work from home until 2010, when she started working with Chalmers Private Wealth.
Jacky’s role involves working closely with the Financial Planners in the creation of Advice Documents, Strategy Analysis, Portfolio Modelling and Product Analysis, as well as managing business projects.